Workers Comp Program



CACI’s safety group program brings together groups of businesses with common risks that are committed to maintaining and enhancing industry-leading safety and claims management practices. If you qualify for the program, you receive access to resources and assistance for establishing safe working conditions.

Members’ premium is based on their organization’s individual loss history. No member will pay more for participating in a safety group program than they would as a non-participant, and you earn additional savings on your workers’ compensation insurance with an up-front discount.

There is also the potential to receive a safety group program dividend. A dividend is a portion of premium returned to a policyholder based on the safety record of the safety group program’s members.


Must have been in business for at least three years
Maintain a minimum loss ratio by the safety group program
Comply with the safety group program’s training requirements
Maintain effective hiring, safety and claims management programs
Demonstrate management commitment to maintaining and enhancing a safe workplace
Implement a return-to-work program